Getting Started

Test accounts can be configured to reflect the services you require on your live account. They can be used in parallel with your live account to allow you to continually improve and upgrade your systems.

We have put together a glossary of terms to help you understand the terminology used in this section.

 

Before Applying for an Account


To process Credit and Debit Cards you will need one or more Merchant IDs (MIDs) from an Acquiring Bank.

While applying for your Merchant ID, you can apply for a FREE Test Account to test the Payment Gateway.

The Gateway is accredited with the following Acquiring Banks:

AIBMS
Website: www.aib.ie
A&L
AMEX
Website: www.amex.co.uk
AMEX
Barclaycard Merchant Services
Website: www.barclaycardbusiness.co.uk
AMEX
Chase Payment Tech
Website: www.chasepaymentech.eu
BOI
Concardis
Website:www.concardis.de/en/home.html 
BOS
Diners
Website:www.dinersclub.com/
Barclays Business
Elavon
Tel: 0870 727 4761 
Website:www.elavon.co.uk/
CHASE
EMS
Website: www.emscard.com/en
ECX
First Caribbean International Bank
Website:www.cibcfcib.com/
EMSCARD
HSBC
Tel: 0845 7023 344
Website: www.hsbc.co.uk
HSBC
Lloydsbank Cardnet
Website:lloydsbankcardnet.com
LTSB
National Australia Bank
Website: www.nab.com.au/
RBOS
westpac
Postbank
Website: www.postbank.com
post
Rede
Website: www.userede.com.br
rede
SEB
Website: sebgroup.com/
seb
Swedbank
Website: www.swedbank.com/
swed
swed
WestPac Bank Aus
Website: www.westpac.com.au
swed
swed
** inc Natwest Streamline, Natwest IMS, Ulster Bank, Clydesdale Bank, Yorkshire Bank
 

 

Please remember to tell the bank which currencies and card types you will be processing.

  • To process Internet transactions, you will need an e-Commerce MID.

  • To process call centre transactions, you will need a MoTo MID.

  • To process recurring transactions, you will need a Recurring Transactions MID.

  • To process Cardholder Present transactions, you will need a Cardholder Present MID

     

     

To process Direct Debits or Direct Credits you will need an Originator's Identification Number (OIN) from a UK Sponsoring Bank.

Our Gateway is accredited with the following Sponsoring Banks:

  • Abbey National

  • AIB

  • Alliance and Leicester

  • Bank of England

  • Bank of Ireland

  • Bank of Scotland

  • Barclays

  • Clydesdale Bank

  • Co-operative Bank

  • Coutts & Co

  • Halifax

  • HSBC

  • Lloyds TSB

  • National Westminster Bank

  • Nationwide Building Society

  • Northern Bank

  • Northern Rock

  • The Royal Bank of Scotland Group

  • Ulster Bank

  • Yorkshire Bank

To process Direct Debits or Direct Credits, you will need an AUDDIS OIN.

To process Direct Debits or Direct Credits without a signed DD Mandate from each payer, you will need an AUDDIS Paperless OIN.

 

Get a MPGS Test Account


You can apply for a FREE MPGS Test Account without a MID or OIN.

Test accounts can be configured to reflect the services you require on your live account. They can be used in parallel with your live account to allow you to continually improve and upgrade your systems.

The Developers Area contains the technical documentation you need to integrate the Payment Gateway. It is only accessible to test account holders.

 

Sign Up with MPGS


Once you have received your MID/OIN from your chosen Acquiring/Sponsoring Bank, you can apply for a MPGS account

It takes approximately 5 working days from receipt of your application form to set up your MPGS account. The exact timescale depends on the procedures followed by your chosen Acquiring Bank.

Once your application has been processed, our customer services team will send you the username and password details needed to activate and access your MPGS account. Please keep them secure.

 

I Have an Account, Where Do I Go From Here?


Any technical questions you have getting started can be answered in the online Support Centre. It contains the answers to a number of frequently asked questions, and if you have a question that you can't find the answer to, you can select the Contact Us tab. There is a section in the Support Centre which you may also find useful, called Do you have any tips to help me get started?

 

Glossary

Our glossary was designed to help our visitors understand key terms as they browse through our...