Tap N Go™ with MasterCard PayPass^®

Just one tap of a Citi MasterCard PayPass^® enabled phone on the PayPass reader at participating locations and you're good to go. It works just like a traditional MasterCard card—but no more swiping or giving your card to cashiers. No fishing for coins or waiting for change. PayPass makes the transaction process simpler and quicker for all—at fast food restaurants, gas stations, convenience stores, and grocery stores.

Built-in technology

PayPass cards and enabled mobile phones all feature an embedded computer chip and radio frequency antennae. After a PayPass enabled phone is tapped on the reader at checkout, the phone securely transmits payment details wirelessly. Account details are communicated directly to the special reader and are then processed through the highly trusted MasterCard acceptance network in the normal manner. Moments after the mobile phone is tapped, payment confirmation is received and the transaction is complete. It is that fast and easy.

Safe and secure—just like a traditional card

The phone never leaves your hand. Purchases made with a mobile phone also get the same level of security as traditional ones because they are both covered by MasterCard Zero Liability. The chip within the MasterCard PayPass^® enabled phone has the same information as that on the magnetic stripe of a credit or debit card. Current MasterCard and Issuer privacy and confidentiality rules apply as per the current cardholder agreement.

Accepted at over 24 million locations worldwide

MasterCard PayPass^® is a simpler way to pay at select merchants at a rapidly growing number of locations. While a MasterCard PayPass^®-enabled mobile phone can be used to pay at tens of thousands of merchant locations, MasterCard PayPass^® cards can also be used in the traditional way at any one of the over 24 million MasterCard acceptance locations around the world.