Taking action to minimize risk and potential loss.
MasterCard has established security procedures that can help you protect your business from loss.
When You Suspect Fraud
If your employees are suspicious about a card or a cardholder at any time during a transaction, tell them to call the Authorization Center and request a Code 10 authorization.
A Code 10 authorization request alerts the card issuer to suspicious activity - without alerting the customer. During a Code 10 call, your acquirer may ask for transaction details. Your staff will be transferred to the card issuer’s special operator who will provide instructions on any necessary action.
Making a Code 10 Authorization Request
If your employees suspect fraud, train them to remain calm and call the Voice Authorization Center immediately. When the operator picks up, train your staff to say, “I have a code 10 Authorization Request,” and then follow these steps:
If it becomes necessary to notify the police, the operator will do so while your employee waits on the line.
Sometimes fraud happens even with strong preventive measures in place. Keep contact information for reporting fraud easily accessible, and make sure your employees know how to use it.
Who to Contact
If a fraudulent transaction occurs, contact the following for assistance:
MasterCard® SecureCode™ Protects Online Transactions
MasterCard SecureCode provides merchants with a global authentication solution that takes online shopping security to a new level. Learn More