Customers shopping online at participating merchants would use SecureCode at checkout following these easy steps:

1. When an order is submitted, the SecureCode authentication process is activated and serves up a window requesting the cardholder’s SecureCode password.
2. The cardholder enters his/her SecureCode and in seconds the SecureCode is validated by the issuer, then the transaction is sent for authorization.
3. Transaction complete! Once the SecureCode has been authenticated the purchase is complete.