Understanding Interchange

MasterCard is committed to the Code of Conduct for the Credit and Debit Card Industry in Canada. As part of our ongoing efforts to meet or exceed the requirements of the Code, MasterCard Canada makes available its Interchange Rates and Interchange Categories by Financial Institution. An FAQ document also helps explain interchange and its important role in a healthy payments system (see links at right).

We are confident this information will help merchants better understand interchange rates and which rates may apply to various transactions. However, we also recognize this information is being made available to diverse audiences, with diverse needs and expectations. That's why we also encourage merchants to speak directly with their acquirer, or other card acceptance service provider with questions regarding any aspect of MasterCard interchange rates, acceptance of MasterCard cards or their card acceptance agreements.