Recurring Bill Payments

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Relax and Leave the Bill Paying to Us.
Learn How to Pay Your Recurring Bills Automatically with Your Canadian Tire® MasterCard®.


What is a Recurring Bill Payment?

How do I set up Recurring Bill Payments?

What are the benefits of Recurring Bill Payments?

Which Canadian Tire MasterCard cards can I use?

What information will the merchant request?

Will my Recurring Bill Payment begin as soon as I contact my billing merchants?

Do I have to pay an extra fee for Recurring Bill Payments?

What if I pay my Canadian Tire MasterCard bill late?

How often can I make payments, and when do bills get paid?

What if I want to stop a Recurring Bill Payment?

Will I receive a bill for my records after I have been charged?

Is there a limit to the number of Recurring Bill Payments I can have on a card?

Are there any payments that are prohibited from being paid electronically?

What are some examples of service providers that accept Recurring Bill Payment by MasterCard?

Do the companies/service providers I use accept MasterCard for Recurring Bill Payments?

What if my billing merchant does not accept MasterCard as a form of Recurring Bill Payment?

Am I liable for any incorrect charges a merchant makes?

What if my Canadian Tire MasterCard is new/changed or lost/stolen?

Who is responsible if a payment arrives after its due date?


Question
What is a Recurring Bill Payment?
Answer
A Recurring Bill Payment is an arrangement where you can pre-authorize a merchant to automatically charge your Canadian Tire MasterCard account on a recurring basis. Payments may be made monthly, quarterly, annually, etc.-depending on what you and the merchant agree upon. The pre-authorized payment can be a fixed dollar amount, or it can fluctuate like your phone bill, depending on the terms of the agreement. And, you can stop Recurring Bill Payments at any time or use this payment method indefinitely.
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Question
How do I set up Recurring Bill Payments?
Answer
Simply contact your current service provider and request that you pay with your Canadian Tire MasterCard. A great place to start is the MasterCard Biller Directory, which includes many companies that MasterCard cardholders pay regularly. If your biller is not listed, look for its customer service number on your bill or visit its Web site directly.
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Question
What are the benefits of Recurring Bill Payments?
Answer
Because bills are automatically charged to your Canadian Tire MasterCard account, it's much faster than writing cheques. Charges will appear on your monthly Canadian Tire MasterCard statement, so it's an easy and efficient way to keep track of your expenses. And because it's recurring, you won't have to worry about mailing a payment each month. Plus, depending on the type of Canadian Tire MasterCard you elect to use, you could automatically earn rewards or be one step closer to your next rewards or discount level.
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Question
Which Canadian Tire MasterCard cards can I use?
Answer
You can use any Canadian Tire MasterCard - as long as it has the MasterCard logo and your account is in good standing with Canadian Tire Bank.
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Question
What information will the merchant request?
Answer
Generally, the merchant will need your account number from the front of your Canadian Tire MasterCard . They will also need the expiration date, the dollar amount they are authorized to automatically charge, and the specific date you wish to be charged each month. Note: Not every merchant will allow you to choose this date, but many will. Some merchants may require additional information, such as your signature.
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Question
Will my Recurring Bill Payment begin as soon as I contact my billing merchants?
Answer
Depending on the frequency with which you pay the merchant, and how quickly they are able to change your billing details, your Recurring Bill Payments may not begin immediately. You should verify the expected lag time with the merchant and, to avoid late fees and penalties, ensure that Recurring Bill Payments to your Canadian Tire MasterCard have begun before you stop paying your bills in your usual manner.
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Question
Do I have to pay an extra fee for Recurring Bill Payments?
Answer
Canadian Tire MasterCard does not charge a fee for this convenience and most merchants do not charge a fee either, but you will have to contact each of them to determine if there are any fees or restrictions associated with participating in their Recurring Payment program.
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Question
What if I pay my Canadian Tire MasterCard bill late?
Answer
Your recurring payment to your merchant should still be made, even if you pay your Canadian Tire MasterCard bill late. However, you will need to refer to your Cardholder Agreement from Canadian Tire Bank to determine how Canadian Tire Bank will handle new charges if you are delinquent in your payments.
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Question
How often can I make payments, and when do bills get paid?
Answer
Each merchant has its own procedure for Recurring Bill Payment. You will need to clarify these procedures with the merchant when you initiate your Recurring Bill Payment relationship.
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Question
What if I want to stop a Recurring Bill Payment?
Answer
Just contact the merchant with whom you've set up the Recurring Bill Payment, and then simply follow their procedures to cancel or change the method of payment.
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Question
Will I receive a bill for my records after I have been charged?
Answer
Most companies continue to mail a statement indicating the total amount they will charge to your Canadian Tire MasterCard . However, some merchants may allow you to elect to receive an online statement-via the Internet-or no statement at all. At the time you initiate a Recurring Bill Payment relationship, you should determine how the merchant will provide your statement. Also, your Canadian Tire MasterCard monthly statement will provide you with a convenient, thorough record of charges to your Canadian Tire MasterCard account.
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Question
Is there a limit to the number of Recurring Bill Payments I can have on a card?
Answer
No, but you may be limited in making overall charges to your Canadian Tire MasterCard account if doing so would cause you to exceed your credit limit.
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Question
Are there any payments that are prohibited from being paid electronically?
Answer
Some companies and government agencies may not accept recurring payments on your Canadian Tire MasterCard .
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Question
What are some examples of service providers that accept Recurring Bill Payment by Canadian Tire MasterCard?
Answer
Telephone and cellular companies, cable providers, health clubs, insurance companies, utilities, Internet service providers, home security companies, etc.

Click here to find merchants you do business with in the Canadian Tire MasterCard Biller Directory. If your biller is not listed, look for its customer service number on your bill or visit its Web site directly.
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Question
Do the companies/service providers I use accept MasterCard for Recurring Bill Payment?
Answer
You'll need to check with each merchant that you're interested in setting up a recurring payment plan with to determine whether they accept MasterCard as a form of recurring payment. Please Click here to search for specific company/service provider names. If your biller is not listed please contact them directly to inquire about MasterCard Recurring Bill Payments.
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Question
What if my billing merchant does not accept MasterCard as a form of Recurring Bill Payment?
Answer
MasterCard is accepted at more than 24 million locations worldwide. Even so, not every merchant offers their customers Recurring Bill Payments using MasterCard cards. Because each company makes its own payment option decisions, we encourage you to request that your merchant/service provider consider offering this convenience to you.

In addition, you can let us know of the merchant that you'd like to see accept MasterCard as a form of payment. Submit this information via email to: new_market_acceptance@mastercard.com .

Unfortunately we cannot respond to every message, but we will ensure that suggestions submitted are given full consideration.
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Question
Am I liable for any incorrect charges a merchant makes?
Answer
As a Canadian Tire MasterCard cardholder, you are not responsible for unauthorized purchases charged to your account. Learn more about MasterCard's Zero Liability* coverage. Exceptions apply.

Generally, if there is an error in billing, simply contact the merchant to resolve the issue. You should also be familiar with any procedures required by Canadian Tire Bank concerning this type of situation. This will help you to easily dispute an incorrect charge and protect yourself under applicable federal law.

*Conditions and exceptions apply. For further details, see Zero Liability.
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Question
What if my Canadian Tire MasterCard is new/changed or lost/stolen?
Answer
If your Canadian Tire MasterCard is lost or stolen, you should immediately report the problem to Canadian Tire Bank . Upon receiving a new card, you must contact each merchant/service provider with whom you have a Recurring Bill Payment relationship to update your information. Timely updating of new information should preclude any interruption in service.
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Question
Who is responsible if a payment arrives after its due date?
Answer
The merchant will charge your Canadian Tire MasterCard at a predetermined time, which will be stated in your Recurring Bill Payment program agreement with the merchant. You should schedule your payment at least two days in advance of the due date. However, to be safe, you can check with Canadian Tire Bank to determine liability due to late payment.
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