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Back Overview Ideal for the MasterCard user who wants to enjoy additional gold card benefits, such as a higher credit limit and free overseas travel insurance. Key Benefits Accepted at over 29 million locations around the world A higher minimum credit limit than standard Altitude card Free Overseas Travel insurance Shop with free 90-day Purchase Security and Extended Warranty insurances Priority service line, 24 hours/day, 7 days/week for gold cardholders All the benefits of a standard Altitude card Features Annual Fee ($): 150.00 Annual Interest Rate (%): 17.99 Annual Interest Rate on Cash Advances (%): 19.99 Interest Free Days (up to): 45** Additional Cards: one additional cardholder per account for no extra cost Cash Advance Facility: yes Bonus Partners Bonus Partners include Flight Centre, David Jones, Avis, Mirvac Hotels and Resorts and many more. Rewards Scheme Earn at least one Point for every dollar you spend on credit purchases using your card and Bonus Altitude Points whenever you use your card at more than 5,000 national, online or overseas Bonus Partner outlets. Points can be redeemed for great goods and services, which start from just 1,250 points. Apply Now Click here to apply now at the Westpac website For Further Information Call 1300 651 089 24 hours a day, 7 days a week www.westpac.com.au

* Interest rate current as at 12 February 2009 subject to change.

** Where your account is fully paid each month. The interest free period only applies to credit purchases. Interest on cash advances is calculated from the date the transaction is debited to your card account.