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Back Overview Ideal for the MasterCard user who also wants the service, recognition and special privileges expected from Gold membership benefits. Key Benefits Accepted at over 29 million locations around the world Higher minimum credit limit Free Overseas Travel Insurance* Shop with Free Purchase Security and Extended Warranty* No Annual Fee when credit purchases are made of at least $15,000 p.a. * Overseas Travel Insurance, Travel Accident Insurance, 90 Day Purchase Security, and Extended Warranty are subject to the terms, conditions, and exclusions of their respective polices. Each of the polices is underwritten by Zurich Australian Insurance Limited ABN 13 000 296 640. Click here for Gold Card Insurance Terms & Conditions. Features Annual Fee ($): 90.00* Annual Interest Rate (%): 17.99 Annual Interest Rate on Cash Advances (%): 19.99 Interest Free Days (up to): 55** Additional Cards: One additional card*** Cash Advance Facility: yes Notes: Annual Fee is free for the 1st year then $90 p.a* Apply Now Apply at the Westpac website www.westpac.com.au For Further Information Gold Card Priority Service Line 1300 367 228

* Annual fee will be waived in subsequent years if you spend $15,000 or more on credit purchases during the year.

** Where your account is fully paid each month. The interest free period only applies to credit purchases. Interest on cash advances is calculated from the date the transaction is debited to your card account.

*** An additional card on your Westpac Gold MasterCard account can be issued to anyone you nominate, provided they are over the age of 16 years.