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Back Overview Ideal for the MasterCard user who wants to pay no annual card fee, avoid higher interest rates on other cards, and pay off purchases over time. Key Benefits Accepted at over 29 million locations around the world A low 18.24%p.a. interest rate on purchases. No annual fee A standard low interest rate of 18.24% p.a. (not an introductory rate) allows you to pay off your purchases over a longer timeframe. Features Annual Fee ($): 0.00 Annual Interest Rate (%): 18.24 on purchases Annual Interest Rate (%): 19.99 on Cash Advances Interest Free Days (up to): 0 Additional Cards: One additional card* Cash Advance Facility: yes Apply Now Apply at the Westpac website www.westpac.com.au For Further Information Cards Customer Service Call Centre 1300 651 089

* An additional card on your no annual fee MasterCard account can be issued to anyone you nominate, provided they are over the age of 16 years.