Overview
All Credit Union members. Your Credit Union is pleased to be able to offer a truly competitive Credit Card with flexible payment options and access to a value packed Rewards programme.
With a Credit Union MasterCard, you will enjoy a whole range of outstanding benefits.
Our Rewards Programme is one of the best value programmes of its kind in Australia. From hard-to-get event tickets to double Reward points at selected Bonus Partners, you’ll find a host of offers to tempt you. What’s more, Reward points never expire, and you can even use them to reduce your Credit Union MasterCard balance or pay your annual Card fee. To redeem your points at any time, simply call 1300 136 551.
| Key Benefits |
Accepted at over 29 million locations around the world
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Customer Service – 24 hour, 7 day customer service available by calling Card Services on 1300 135 538.
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Up to 45 days Interest free – on all regular purchases.
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Balance Transfer flexibility – we make it easy for you to transfer the balance on other credit cards to your new Credit Union MasterCard account.
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PayLite Plan - Our PayLite plan allows you to fix repayments for large ticket items over 6, 12, 18, 24 or 36 months and pay monthly instalments at our special PayLite interest rate.
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Purchase Cover – provides insurance for loss, theft or damage on almost all new purchases on your Credit Union MasterCard within three months of purchase.
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Fraudshield – offers powerful protection against fraudulent use of your Credit Union MasterCard. If we detect any irregular transactions on your account, we will call you immediately, even if you're overseas.
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Delivery Guarantee – if a personal item is purchased using your Credit Union MasterCard and this item is never delivered, our delivery guarantee means that you could be covered for up to $10,000.
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Internet Access 24x7 – you can sign on to Card Services Internet Banking 24 hours a day, 7 days a week to check your Account balance, pay bills or service your account.
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Repayment Options – with your choice of using Mail, BPAY, Easi-Pay, or in person at Australia Post.
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Low Annual Membership fees – starting at $35 including a complimentary Additional Card for a family member or friend.
Please note that all of the above benefits are subject to Card Services Terms and Conditions. Complete Terms and Conditions are available upon application or by calling Card Services on 1300 135 538.
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| Features |
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Annual Fee ($): 35.00
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Annual Interest Rate (%): 19.49%
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Interest Free Days (up to): 45
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Additional Cards: 4 free
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Cash Advance Facility: yes
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Notes: Annual fee including Standard Rewards: $35.00
Introductory Balance Transfer Rate: Special BT rates offered during campaigns.
Cash Advances If you need emergency funds, don’t worry. With your Credit Union MasterCard you can access cash whenever you need it. You can withdraw cash at any of the following establishments:
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- Up to $1,000 per day at ATMs within Australia and overseas (Card and PIN required).
- Up to $500 every 24 hours at Australia Post branches (Card and PIN required).
- Up to $30,000 per transaction over the counter at any bank or financial institution displaying the MasterCard symbol, depending on your Available Credit Limit (Card and ID required).
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Rewards Scheme
Below are just a few of the outstanding benefits from our Rewards
programme:
- Points never expire while your card account remains open.
- 1 Rewards point for every dollar spent on purchases.
- Take Flight – you can fly any airline, anywhere, anytime.
- Fast Track – if you have insufficient points, a top up facility
is available on some rewards.
- Quarterly Rewards statements
- Bonus Partners – double your points with our wide range of bonus
partners.
Bonus Partners: Harvey World Travel, Cellarmasters, Dell, Bristol, Hyatt Hotels & Resorts, Crowne Plaza, Holiday Inn, Parkroyal, Centra Hotels, Avis, HMV, Goldmark, Porters Liquor, Giant Liquor, Liquorsmart.
All Rewards are subject to the Card Services Rewards Terms and Conditions.
For further information on the Credit Union MasterCard, please call
into your nearest Credit Union branch or contact us by phone on 1300
135 538.
Note: Card Services is a division of Citibank Pty Limited (ABN 88 004 325 080 AFSL No. 238098) which provides and administers credit. Full details of Terms and Conditions applicable to the Credit Card and Rewards Programme and associated benefits are available on application.
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Apply Online
N/A – Please call
1300 135 767 to apply.
Download an Application Form
N/A – Please call
1300 135 767 to apply
For Further Information
Call Card Services on
1300 135 538 (24 hours a
day, 7 days a week)
Log on to www.cardservicesdirect.com.au
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