Compare All Cards

Please use this table to find the right MasterCard card for you.

Finding the right card has never been easier!

MasterCard Cards Card Type Annual Fee
($)
Annual
Interest Rate
(%)
Interest Free Days
(up to)
Rewards Notes
ANZ Low Rate MasterCard Standard 58.00 11.99 55   3 additional free cards available
Aussie MasterCard Standard 49.00 11.99 55   3 additional cards available
17.99% interest rate on cash advances
Bank of Queensland MasterCard Standard 49.00 17.75 44 1 additional card available
Bank of Queensland Gold MasterCard Gold 120.00 17.75 44 1 additional card available
Bank SA Vertigo MasterCard Standard 45.00 9.95 55 1 additional card available
Bank SA Starts Low Stays Low MasterCard Standard 59.00 12.25 55 3 additional free cards available
Bank SA No Annual Fee MasterCard Standard 0.00 17.00 0 3 additional free cards available
Bank SA Gold Low Rate MasterCard Gold 65.00 13.25 55 3 additional free cards available
Bankwest Debit MasterCard Debit 0.00 0.00 0    
Bankwest Lite MasterCard Standard 59.00 9.99 55  

3 additional free cards available
20.49% interest rate on cash advances
Introductory BT rate offer of 4.99% for 15 months

Bankwest Lite Gold MasterCard Gold 89.00 9.99 55  

Up to 3 additional cards, no additional fee
20.49% interest rate on cash advances
Introductory BT rate offer of 4.99% for 15 months

Bankwest Lite Platinum MasterCard Platinum 120 9.99 55  

3 additional free cards available
20.49% interest rate on cash advance
Guaranteed Low Rate. Introductory BT offer of 4.99% for 15 months

Bankwest More MasterCard Standard 89 18.24 55

Up to 3 additional card holders, no additional fee
20.49% interest rate on cash advances

Bankwest More Gold MasterCard Gold 120 18.24 55

Up to 3 additional card holders, no additional fee
20.49% interest rate on cash advances

Annual Fee:

120

Bankwest More Platinum MasterCard Platinum 190 17.99 55

Up to 3 free additional cards
20.49% interest rate on cash advances

Annual Fee:

190

Bankwest Zero MasterCard Standard 0.00 15.99 55   3 additional free cards available
15.99% interest rate on cash advances
Introductory offer of 4.99% for 9 months on purchases and balance transfers
Bankwest Zero Gold MasterCard Gold 0.00 15.99 55   3 additional free cards available
15.99% interest rate on cash advance
Introductory offer of 4.99% for 9 months on purchases and balance transfers
Bankwest Zero Platinum MasterCard Platinum 0.00 15.99 55   3 additional free cards available
15.99% interest rate on cash advance
Introductory offer of 4.99% for 9 months on purchases and balance transfers
Bendigo Basic Black MasterCard Standard 45.00 10.75 44   Additional free cards available
Bendigo Red Free Days MasterCard Standard 45.00 19.05 44 Additional free cards available
Citibank Silver MasterCard Standard 69.00
15.00
for additional cards
19.99 55 4 additional cards available

Gross personal income of more than $20,000

Credit Limits:
Minimum $2,000
Maximum $7,500
Citibank Gold MasterCard Gold 119.00
30.00 for additional cards
19.99 55 4 additional cards available

Gross personal income of more than $35,000

Credit Limits:
Minimum $5,000
Maximum $60,000
Citibank Platinum MasterCard Platinum 250.00
90.00
for additional cards
19.99 55 4 additional cards available

Gross personal income of more than $70,000

Credit Limits:
Minimum $15,000
Maximum $100,000
Coles Group Source™ MasterCard® Standard 0.0 18.99 62   0% interest on Balance Transfers for up to 6 months

Regular savings on petrol

Special shopping offers and events

Free additional cards
Coles Group Source™ Gold MasterCard® Gold 0.0 18.99 62   0% interest on Balance Transfers for up to 6 months

Regular savings on petrol

Special shopping offers and events

Free additional cards
Commonwealth Bank No Annual Fee MasterCard Standard 0.00 17.74 0   1 additional card available

20.24% p.a. interest rate applies to cash advances
Commonwealth Bank Low Fee MasterCard Standard 24.00 18.99 55   1 additional card available

20.49% p.a. interest rate applies to cash advances
Commonwealth Bank Low Rate MasterCard Standard 48.00 12.24 55 1 additional card available

20.49% p.a. interest rate applies to cash advances
Commonwealth Bank Awards MasterCard Standard 59.00 19.49 55 Commonwealth Awards program

1 additional card available

20.49% p.a. interest rate applies to cash advances
Commonwealth Bank Gold MasterCard Gold 114.00 19.49 55 Travel benefits and rewards

1 additional card available

20.49% p.a. interest rate applies to cash advances
Commonwealth Bank Platinum MasterCard Platinum 200.00 19.49 55 Premium Platinum privileges

1 additional card available

20.49% p.a. interest rate applies to cash advances
Commonwealth Bank Debit MasterCard Debit 0.00 0 0    
Commonwealth Bank Student MasterCard Credit 0 19.39 55*  
Commonwealth Bank Travel Money Card Prepaid         Load foreign currency and avoid fluctuating exchange rates

Flat $15 purchase fee

Valid up to 3 years
Earth MasterCard Standard 75.00 17.99 45    
Earth Gold MasterCard Gold 125.00 17.99 45   Up to 3 months complimentary overseas travel insurance cover
Earth Platinum MasterCard Platinum 250.00 – only 125.00 1st year 17.99 45   Up to 6 months complimentary overseas travel insurance cover Concierge services
Emirates Citi Platinum MasterCard Platinum 199
90 for additional card
19.99 55  

Annual Fee:

$199 for primary card + $90 for additional card

Up to four Additional Cards

Gold Credit Union MasterCard
(includes MyCard Gold)
Gold 75.00 19.49 55

Annual Fee:

$75.00 (including Standard Rewards)

$99.00 (including BlueSky Rewards)

Introductory Balance transfer Rate:
Special BT rates offered during campaigns. Cash Advances If you need emergency funds, don't worry. With your Credit Union MasterCard you can access cash whenever you need it. You can withdraw cash at any of the following establishments:

Up to $1,000 per day at ATMs within Australia and overseas (Card and PIN required).

Up to $500 every 24 hours at Australia Post branches (Card and PIN required).

Up to $30,00 per transaction over the counter at any bank or financial institution displaying the MasterCard symbol, depending on your Available Credit Limit (Card and ID required).

Free additional card (up to 4).

Gross personal income of more than $35,000 .
Silver Credit Union MasterCard (includes MyCard Silver) Silver 35.00 19.49 55

Annual Fee: $35.00 (including Standard Rewards)

Introductory Balance transfer Rate:
Special BT rates offered during campaigns.

Cash Advances If you need emergency funds, don't worry. With your Credit Union MasterCard you can access cash whenever you need it. You can withdraw cash at any of the following establishments:

Up to $1,000 per day at ATMs within Australia and overseas (Card and PIN required).

Up to $500 every 24 hours at Australia Post branches (Card and PIN required).

Up to $30,000 per transaction over the counter at any bank or financial institution displaying the MasterCard symbol, depending on your Available Credit Limit (Card and ID required).

Up to $10,000 credit limit.

Free addtional cards (up to 4).

Gross personal income of more than $20,000.
GO MasterCard Standard 0.00 19.99 62 Free entry to GO Rewards

Thousands of rewards to choose from

Free additional cards
GE Money Low Rate MasterCard Standard 58.00 14.99 55   9 free additional cards available
Members Equity MasterCard Standard 39.00 10.99 44   8 free additional cards available
NAB MasterCard Standard 30.00 17.89 44 1 free additional card available
NAB Gold MasterCard Gold 90.00 17.89 44 1 free additional card available
St.George Vertigo MasterCard Standard 45.00 9.95 55 1 additional card available
St.George Starts Low Stays Low MasterCard Standard 59.00 12.25 55 3 free additional cards available
St.George No Annual Fee MasterCard Standard 0.00 17.00 0 3 additional free cards available
St.George Gold Low Rate MasterCard Gold 65.00 13.25 55 3 free additional cards available
Ignite MasterCard Standard 0.00 12.99 55 1 additional card available

17.74%p.a. interest rate applies to cash advances
Westpac MasterCard® Gift Card pre-paid
Gift Card
0.00 0.00 0    
Westpac Debit MasterCard Debit 0.00 0.00 0    
Westpac No Annual Fee MasterCard Standard 0.00 18.24 0   1 additional card available

Westpac No Annual Fee MasterCard - 19.99% p.a. interest rate applies to cash advances
Westpac 55 Day MasterCard - Low Rate Standard 45.00 11.99 55   1 additional card available

19.98% p.a. interest rate applies to cash advances
Westpac 55 Day Classic MasterCard Standard 30.00 17.99 55   No annual fee in first year

1 additional card available

19.99% p.a. interest rate applies to cash advances
Westpac GM Holden MasterCard Standard 0.00 19.45 55 1 additional card available

19.45% p.a. interest rate applies to cash advances
Westpac 55 Day Gold MasterCard Gold 90.00 17.99 55   No Annual Fee in first year

1 additional card available

19.99% p.a. interest rate applies to cash advances
Westpac Altitude MasterCard Standard 100.00 17.99 45 1 additional card available

19.99% p.a. interest rate applies to cash advances
Westpac Altitude Gold MasterCard Gold 150.00 17.99 45 1 additional card available

19.99% p.a. interest rate applies to cash advances
Westpac Altitude Platinum MasterCard Platinum 295.00 17.99 45 1 additional card available

19.99% p.a. interest rate applies to cash advances
Westpac BusinessChoice Everyday   75 13.14 45   10 additional cards available

18.85% p.a. interest rate applies to cash advances
Westpac BusinessChoice Rewards     17.99 45 10 additional cards available

17.14% p.a. interest rate applies to cash advances
Wizard Clear
Advantage MasterCard
Standard 0.00 18.49 55   4.99% p.a. for 6 months on transferred balances.
Woolworths Everyday Money MasterCard Standard 49 18.99 55 Fee Free for the first year 0% on purchases until 1st Feb 2009 chose your own card colour

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