Please use this table to find the right MasterCard card for you.
Finding the right card has never been easier!
| MasterCard Cards |
Card Type |
Annual Fee ($) |
Annual Interest Rate (%) |
Interest Free Days (up to) |
Rewards |
Notes |
| ANZ Low Rate MasterCard |
Standard |
58.00 |
11.99 |
55 |
|
3 additional free cards available |
| Aussie MasterCard |
Standard |
49.00 |
11.99 |
55 |
|
3 additional cards available 17.99% interest rate on cash advances |
| Bank of Queensland MasterCard |
Standard |
49.00 |
17.75 |
44 |
 |
1 additional card available |
| Bank of Queensland Gold MasterCard |
Gold |
120.00 |
17.75 |
44 |
 |
1 additional card available |
| Bank SA Vertigo MasterCard |
Standard |
45.00 |
9.95 |
55 |
 |
1 additional card available |
| Bank SA Starts Low Stays Low MasterCard |
Standard |
59.00 |
12.25 |
55 |
 |
3 additional free cards available |
| Bank SA No Annual Fee MasterCard |
Standard |
0.00 |
17.00 |
0 |
 |
3 additional free cards available |
| Bank SA Gold Low Rate MasterCard |
Gold |
65.00 |
13.25 |
55 |
 |
3 additional free cards available |
| Bankwest Debit MasterCard |
Debit |
0.00 |
0.00 |
0 |
|
|
| Bankwest Lite MasterCard |
Standard |
59.00 |
9.99 |
55 |
|
3 additional free cards available 20.49% interest rate on cash advances Introductory BT rate offer of 4.99% for 15 months
|
| Bankwest Lite Gold MasterCard |
Gold |
89.00 |
9.99 |
55 |
|
Up to 3 additional cards, no additional fee 20.49% interest rate on cash advances Introductory BT rate offer of 4.99% for 15 months
|
| Bankwest Lite Platinum MasterCard |
Platinum |
120 |
9.99 |
55 |
|
3 additional free cards available 20.49% interest rate on cash advance Guaranteed Low Rate. Introductory BT offer of 4.99% for 15 months
|
| Bankwest More MasterCard |
Standard |
89 |
18.24 |
55 |
 |
Up to 3 additional card holders,
no additional fee 20.49% interest rate on cash advances
|
| Bankwest More Gold MasterCard |
Gold |
120 |
18.24 |
55 |
 |
Up to
3 additional card holders,
no additional fee 20.49% interest rate on cash advances
Annual Fee:
120
|
| Bankwest More Platinum MasterCard |
Platinum |
190 |
17.99 |
55 |
 |
Up to 3 free additional cards 20.49% interest rate on cash advances
Annual Fee:
190
|
| Bankwest Zero MasterCard |
Standard |
0.00 |
15.99 |
55 |
|
3 additional free cards available 15.99% interest rate on cash advances Introductory offer of 4.99% for 9 months on purchases and balance transfers |
| Bankwest Zero Gold MasterCard |
Gold |
0.00 |
15.99 |
55 |
|
3 additional free cards available 15.99% interest rate on cash advance Introductory offer of 4.99% for 9 months on purchases and balance transfers |
| Bankwest Zero Platinum MasterCard |
Platinum |
0.00 |
15.99 |
55 |
|
3 additional free cards available 15.99% interest rate on cash advance Introductory offer of 4.99% for 9 months on purchases and balance transfers |
| Bendigo Basic Black MasterCard |
Standard |
45.00 |
10.75 |
44 |
|
Additional free cards available |
| Bendigo Red Free Days MasterCard |
Standard |
45.00 |
19.05 |
44 |
 |
Additional free cards available |
| Citibank Silver MasterCard |
Standard |
69.00 15.00 for additional cards |
19.99 |
55 |
 |
4 additional cards available
Gross personal income of more than $20,000
Credit Limits:
Minimum $2,000
Maximum $7,500 |
| Citibank Gold MasterCard |
Gold |
119.00 30.00 for additional cards |
19.99 |
55 |
 |
4 additional cards available
Gross personal income of more than $35,000
Credit Limits:
Minimum $5,000
Maximum $60,000 |
| Citibank Platinum MasterCard |
Platinum |
250.00 90.00 for additional cards |
19.99 |
55 |
 |
4 additional cards available
Gross personal income of more than $70,000
Credit Limits:
Minimum $15,000
Maximum $100,000 |
| Coles Group Source™ MasterCard® |
Standard |
0.0 |
18.99 |
62 |
|
0% interest on Balance Transfers for up to 6 months
Regular savings on petrol
Special shopping offers and events
Free additional cards |
| Coles Group Source™ Gold MasterCard® |
Gold |
0.0 |
18.99 |
62 |
|
0% interest on Balance Transfers for up to 6 months
Regular savings on petrol
Special shopping offers and events
Free additional cards |
| Commonwealth Bank No Annual Fee MasterCard |
Standard |
0.00 |
17.74 |
0 |
|
1 additional card available
20.24% p.a. interest rate applies to cash advances
|
| Commonwealth Bank Low Fee MasterCard |
Standard |
24.00 |
18.99 |
55 |
|
1 additional card available
20.49% p.a. interest rate applies to cash advances
|
| Commonwealth Bank Low Rate MasterCard |
Standard |
48.00 |
12.24 |
55 |
 |
1 additional card available
20.49% p.a. interest rate applies to cash advances |
| Commonwealth Bank Awards MasterCard |
Standard |
59.00 |
19.49 |
55 |
 |
Commonwealth Awards program
1 additional card available
20.49% p.a. interest rate applies to cash advances |
| Commonwealth Bank Gold MasterCard |
Gold |
114.00 |
19.49 |
55 |
 |
Travel benefits and rewards
1 additional card available
20.49% p.a. interest rate applies to cash advances |
| Commonwealth Bank Platinum MasterCard |
Platinum |
200.00 |
19.49 |
55 |
 |
Premium Platinum privileges
1 additional card available
20.49% p.a. interest rate applies to cash advances |
| Commonwealth Bank Debit MasterCard |
Debit |
0.00 |
0 |
0 |
|
|
| Commonwealth Bank Student MasterCard |
Credit |
0 |
19.39 |
55* |
 |
|
| Commonwealth Bank Travel Money Card |
Prepaid |
|
|
|
|
Load foreign currency and avoid fluctuating exchange rates
Flat $15 purchase fee
Valid up to 3 years |
| Earth MasterCard |
Standard |
75.00 |
17.99 |
45 |
  |
  |
| Earth Gold MasterCard |
Gold |
125.00 |
17.99 |
45 |
  |
Up to 3 months complimentary overseas travel insurance cover |
| Earth Platinum MasterCard |
Platinum |
250.00 – only 125.00 1st year |
17.99 |
45 |
  |
Up to 6 months complimentary overseas travel insurance cover
Concierge services |
| Emirates Citi Platinum MasterCard |
Platinum |
199 90 for additional card |
19.99 |
55 |
  |
Annual Fee:
$199 for primary card + $90 for additional card
Up to four Additional Cards
|
Gold Credit Union MasterCard
(includes MyCard Gold) |
Gold |
75.00 |
19.49 |
55 |
 |
Annual Fee:
$75.00 (including Standard Rewards)
$99.00 (including BlueSky Rewards)
Introductory Balance transfer Rate: Special BT rates offered during campaigns.
Cash Advances If you need emergency funds, don't worry. With your Credit Union MasterCard you can access
cash whenever you need it. You can withdraw cash at any of the following establishments:
Up to $1,000 per day at ATMs within Australia and overseas (Card and PIN required).
Up to $500 every 24 hours at Australia Post branches (Card and PIN required).
Up to $30,00 per transaction over the counter at any bank or financial institution displaying the MasterCard symbol,
depending on your Available Credit Limit (Card and ID required).
Free additional card (up to 4).
Gross personal income of more than $35,000 .
|
| Silver Credit Union MasterCard (includes MyCard Silver) |
Silver |
35.00 |
19.49 |
55 |
 |
Annual Fee: $35.00 (including Standard Rewards)
Introductory Balance transfer Rate:
Special BT rates offered during campaigns.
Cash Advances If you need emergency funds, don't worry. With your Credit Union MasterCard you can access
cash whenever you need it. You can withdraw cash at any of the following establishments:
Up to $1,000 per day at ATMs within Australia and overseas (Card and PIN required).
Up to $500 every 24 hours at Australia Post branches (Card and PIN required).
Up to $30,000 per transaction over the counter at any bank or financial institution displaying the MasterCard symbol,
depending on your Available Credit Limit (Card and ID required).
Up to $10,000 credit limit.
Free addtional cards (up to 4).
Gross personal income of more than $20,000.
|
| GO MasterCard |
Standard |
0.00 |
19.99 |
62 |
 |
Free entry to GO Rewards
Thousands of rewards to choose from
Free additional cards |
| GE Money Low Rate MasterCard |
Standard |
58.00 |
14.99 |
55 |
|
9 free additional cards available |
| Members Equity MasterCard |
Standard |
39.00 |
10.99 |
44 |
|
8 free additional cards available |
| NAB MasterCard |
Standard |
30.00 |
17.89 |
44 |
 |
1 free additional card available |
| NAB Gold MasterCard |
Gold |
90.00 |
17.89 |
44 |
 |
1 free additional card available |
| St.George Vertigo MasterCard |
Standard |
45.00 |
9.95 |
55 |
 |
1 additional card available |
| St.George Starts Low Stays Low MasterCard |
Standard |
59.00 |
12.25 |
55 |
 |
3 free additional cards available |
| St.George No Annual Fee MasterCard |
Standard |
0.00 |
17.00 |
0 |
 |
3 additional free cards available |
| St.George Gold Low Rate MasterCard |
Gold |
65.00 |
13.25 |
55 |
 |
3 free additional cards available |
| Ignite MasterCard |
Standard |
0.00 |
12.99 |
55 |
 |
1 additional card available
17.74%p.a. interest rate applies to cash advances |
| Westpac MasterCard® Gift Card |
pre-paid Gift Card |
0.00 |
0.00 |
0 |
|
|
| Westpac Debit MasterCard |
Debit |
0.00 |
0.00 |
0 |
|
|
| Westpac No Annual Fee MasterCard |
Standard |
0.00 |
18.24 |
0 |
|
1 additional card available
Westpac No Annual Fee MasterCard - 19.99% p.a. interest rate applies to cash advances
|
| Westpac 55 Day MasterCard - Low Rate |
Standard |
45.00 |
11.99 |
55 |
|
1 additional card available
19.98% p.a. interest rate applies to cash advances
|
| Westpac 55 Day Classic MasterCard |
Standard |
30.00 |
17.99 |
55 |
|
No annual fee in first year
1 additional card available
19.99% p.a. interest rate applies to cash advances |
| Westpac GM Holden MasterCard |
Standard |
0.00 |
19.45 |
55 |
 |
1 additional card available
19.45% p.a. interest rate applies to cash advances |
| Westpac 55 Day Gold MasterCard |
Gold |
90.00 |
17.99 |
55 |
|
No Annual Fee in first year
1 additional card available
19.99% p.a. interest rate applies to cash advances |
| Westpac Altitude MasterCard |
Standard |
100.00 |
17.99 |
45 |
 |
1 additional card available
19.99% p.a. interest rate applies to cash advances |
| Westpac Altitude Gold MasterCard |
Gold |
150.00 |
17.99 |
45 |
 |
1 additional card available
19.99% p.a. interest rate applies to cash advances |
| Westpac Altitude Platinum MasterCard |
Platinum |
295.00 |
17.99 |
45 |
 |
1 additional card available
19.99% p.a. interest rate applies to cash advances |
| Westpac BusinessChoice Everyday |
|
75 |
13.14 |
45 |
|
10 additional cards available
18.85% p.a. interest rate applies to cash advances |
| Westpac BusinessChoice Rewards |
|
|
17.99 |
45 |
 |
10 additional cards available
17.14% p.a. interest rate applies to cash advances |
Wizard Clear Advantage MasterCard |
Standard |
0.00 |
18.49 |
55 |
|
4.99% p.a. for 6 months on transferred balances. |
| Woolworths Everyday Money MasterCard |
Standard |
49 |
18.99 |
55 |
 |
Fee Free for the first year 0% on purchases until 1st Feb 2009 chose your own card colour |